Archives for August, 2012

The refinance saga lives to continue another day

May 22, 2012 Annabelle turned out to be quite the resource in Wells Fargo Home Equity.  We talked a great deal about what had happened, what my faithful(?) loan officer Faith should have already known (like the maximum loan to value on a cash-out refinance), and what my options were going forward.  I liked Annabelle.  […]

(in)Subordination

How much crazier could this refinance get?  To call it a nightmare is an understatement!  As per the norm Faith was not helpful.  She assured me there was a mistake and she was going to get to the bottom of things but we all know by now that she is sporadic talk and no action.  […]

Wells Fargo Home Equity nightmare

After Frank submitted my file back to underwriting for final review I once again thought things were going to move along at a pretty decent clip.  I had already been approved through Wells Fargo Home Mortgage, we just needed this supposedly simple subordination taken care of and we could close the loan.  Right! Instead of […]

More Fees, New Fees, Undisclosed Fee Changes

When Wells Fargo acquired Wachovia they did away with the “free” advance of your own money from savings or your line of credit to your checking account and instead began charging $10 for the privilege of moving your money around automatically.  It was a painful little fee but one that made sense and honestly, you should […]